Free and Low-Cost Resources to Help You Thrive

Taking control of your finances and business shouldn’t feel overwhelming or out of reach. This page is packed with free and affordable tools to help you unlock more time, money, and freedom—whether you're growing your business, improving your financial confidence, or planning for long-term wealth.

Explore the resources below and start your journey today!

Unlock Time, Money and Freedom with Ruth Gilbey, Financial and Business Development Coach.

Supporting business owners and individuals to take control of their finances and build long-term wealth through personalised business strategies, marketing coaching and financial coaching.

Whether you're focused on optimising your business, boosting sales, or securing your financial future, I’m here to provide the support you need.

how I can help you

 The Free stuff!

25 Smart Ways to Improve Your Finances Guide

Are you ready to get smarter with your money?

This free guide gives you practical, actionable tips you can use immediately.

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Set Your Secret Base Rate Calculator

Never wonder what to charge again.

This simple workbook helps you set your own secret pricing guidelines so you can confidently quote for any inquiry.

GIVE IT TO ME!

Set Your Secret Base Rate Calculator

Never wonder what to charge again.

This simple workbook helps you set your own secret pricing guidelines so you can confidently quote for any inquiry.

GIVE IT TO ME!

Set Your Secret Base Rate Calculator

Never wonder what to charge again.

This simple workbook helps you set your own secret pricing guidelines so you can confidently quote for any inquiry.

GIVE IT TO ME!

Best of the podcast 

How to prepare yourself to become VAT registered

Listen now!

3 ways to monetise your email list

Listen now!

Interview with Amy Jones 

How Covid forced yoga teacher Amy Jones to take her successful in-person business online

Listen now!

Full collection of Podcast Episodes 

Explore Now!

Money and Momentum 

Helping you take control of your finances and business growth.

Get expert insights on business growth, financial confidence, and wealth-building strategies—delivered straight to your inbox. Sign up for my newsletter to access practical tips, exclusive resources, and updates on new financial coaching tools.

I need this ➡

Best of the Blog

5 steps to move from research to action

Read now!

I got my monthly tech stack bill down from £600 to under £70 - here's how

Read now!

Who can advise me on my rates?

Read now!

The complete collection of Blog posts

 

Explore now!

Ready to dive deeper...

 

The paid stuff!

The revenue Generator Toolkit

The client finding, pipeline filling, lead generating toolkit every freelancer, coach and consultant needs to get some £££ quickly without having to do icky sales strategies or do a long marketing course!

I need this!

Kajabi exclusive bonus

Try Kajabi for 30 days for free using my affiliate link (below), and I'll gift you a 1-hour one-on-one strategy session to help you unlock Kajabi's potential in your business.

Yes, even before you've finished your trial.

I need this!

If you'd like to work 1-2-1 with me as your coach, I work with a limited amount of people every year.

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I want to work with you 1-2-1

Curious about working together?

This is the link you need to have a 20 minute chinwag so we can see if coaching together would be a good fit.

☕️ Bring a cuppa.

Book a coffee chat